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REFERENCE DIRECTORY OF ATTORNEYS-AT-LAW QUALIFIED TO REPRESENT TRUST COMPANIES, BANKS, CORPORATIONS,

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EXECUTORS, ETC.

UBLISHERS' NOTICE: This directory is published each month for the benefit of trust companies, banks, corporations, executors, administrators, transfer and register agents, who require legal representation in different cities or localities. Every firm or counsellor included in this directory has been recommended by the representative trust companies of the city in which the firm or counsellor is located. The attorneys contained in this directory are especially qualified to represent trust companies' and banks' and mercantile interests throughout the country in the various legal capacities necessary.

CALIFORNIA.
Los Angeles.

C. I. McREYNOLDS,

Attorney and Counsellor-at-Law.

927-8-9 Union Oil Building.

References: Any bank. Formerly assistant United States Attorney for Arizona. Local counsel for Mexican Title-Mortgage Company, S. A. of Mexico City. Counsel for Mortgage, Loan and Investment Company. General practice in State and Federal courts. Mexican law and title work. Special attention to corporation, trust and probate busi

ness.

COLORADO.
Denver.

ROGERS, ELLIS & JOHNSON.
Attorneys-at-Law.

Address, Boston Building, Denver, Col.
Members of the firm: Henry T. Rogers,
Daniel B. Ellis, Lewis B. Johnson, Pierpont
Fuller and George A. H. Fraser. References:
H. B. Hollins & Company, The Central Trust
Company, The Knickerbocker Trust Company,
New York City; Marshall Field & Co., Chi-
cago, Ill. The United States National Bank,
Denver, Col.

DISTRICT OF COLUMBIA.
Washington.

TUCKER, KENYON & MACFARLAND,
Attorneys-at-Law.

Suite 901 Evans Building, Washington, D. C.
Members of firm: Charles Cowles Tucker.
(official reporter Court of Appeals, D. C.)
J. Miller Kenyon and Henry B. F. Macfar-
land, late Commissioner of the District of
Columbia. Attorneys for R. G. Dun and
Company. Refer to American Security and
Trust Company; Riggs National Bank or any
local Trust Company or National Bank.

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1137-59 Calvert Building. Members of firm: Edgar H. Gans, B. Howard Haman, Veron Cook, W. Calvin Chesnut, Charles Markell; associates, John P. Horsey, J. Morfit Mullen, Henry Parr Hynson, Jr., Enos S. Stockbridge. London office, 1 Great Winchester Street, E. C. Cable address, "Namah." Refer to The Baltimore Trust Company, Baltimore, Md.

MICHIGAN.
Detroit

BOWEN, DOUGLAS, EAMAN & BARBOUR,
Attorneys and Counsellors,

No. 1101-08 Ford Building.
Members of firm: Herbert Bowen, Samuel
T. Douglas, Frank D. Eaman, Herbert V.
Barbour. References: Central Savings Bank,
Union Trust Company, Detroit Trust Com-
pany.

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Barristers, Solicitors, etc.

Ninth Floor Lumsden Building. Yonge & Adelaide Streets, Toronto. Members of firm: James Bicknell, K. C.; Alfred Bicknell, James W. Bain, K. C.; Gerard B. Strathy, Fred R. MacKelcan, M. L. Gordon, T. W. Lawson.

General Solicitors for Imperial Bank of Canada. Counsel for Canadian Bankers Association. Cable address, "Bicknell, Toronto." Codes A. B. C. 5 ED. Liebers and Western Union. References: Imperial Bank of Canada, Toronto, Ontario; Central Trust Company of New York; Commercial Trust Company, Philadelphia

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LOUGHEED, BENNETT, MCLAWS & CO., Barristers, Solicitors, Advogates, etc. Hon. J. A. Lougheed, K. C.; R. B. Bennett, K. C., M. P.; W. H. McLaws; J. B. Roberts; J. R. Black; D. M. Stirton; C. H. Lougheed; A. Hanna; H. Lillie. Cable address: Loughnett, Calgary. Solicitors for: Bank of Montreal; Canadian Bank of Commerce; Merchants Bank of Canada; R. G. Dun & Company; Royal Trust Company; Union Trust Company: Hudson's Bay Company; Massey Harris Company; Canada Life Assurance Company; etc., etc.

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An accurate knowledge of localized conditions facilitates the transactions between a bank and its customers.

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We are always seeking to obtain an intelligent understanding of the special requirements of our friends.

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VICE-PRESIDENT BANKERS' TRUST COMPANY OF NEW YORK CITY

ELECTED PRESIDENT OF THE TRUST COMPANY SECTION, AMERICAN BANKERS' ASSOCIATION.

Trust Companies

A Monthly Magazine devoted to TRUST COMPANY, BANKING and

FINANCIAL Interests of the United States

Endorsed by the Executive Committee of the Trust Company Section, American Bankers' Association

Hol. XV.

September, 1912

Number Three

NATIONAL PROGRESS AND PROSPERITY-KEYNOTE OF THE BANKERS' CONVENTION AT DETROIT

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ANKS and trust companies, as the repositories and distributing agencies of credit resources, reflect more faithfully and quickly the fears and hopes of the people of this nation than any other class of business or financial institution. It is a well-known axiom in the banking profession that success is measured according to the ability and foresight with which the first signs of either depression or prosperity are recognized. It naturally follows that whenever the keen-scented, quick-witted officers of banks and trust companies of the country gather at some given point and time to exchange views and meet upon a basis of common purpose, that the prevailing sentiment at such conventions is bound to fairly indicate business and financial conditions at large. Under the auspices of the American Bankers' Association the bankers have met in years past when the skies were alternately darkened with grim messages of business depression and again radiant with the sun's rays falling upon heavy-laden fields of grain and happy scenes of industrial progress.

The recent convention of the American Bankers' Association at Detroit was one of great importance and deep significance, not so much because of the banking problems or constructive policies discussed at the business sessions, but because of the prime fact that it served to crystallize into a mighty force the growing conviction among bank and trust company officers that the United States of America are, after half a decade of indecision and lethargy, to enter upon a period of unequaled progress and prosperity. That was the keynote of the convention and it impressed itself upon the hearts and minds of every live banker. It was such an irresistible sentiment that those who came to Detroit with the least shadow of doubt or indecision left for home with new spirit and quickened ardor. The delegates from every section contributed each their own testimony and the composite effect was, to say the least, truly inspiring. Neither hot weather nor grave problems immediately confronting the conduct of banking business marred the enthusiasm. The banker from below the Dixie line brought reports of a record cotton crop with every assurance of high prices because of foreign demand for this staple. From Kansas, Nebraska, Missouri, the Northwest and the expansive Southwestern States the bankers brought glowing accounts of rich yields, propitious weather conditions and a general smiling aspect

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