JOURNAL OF BANKING, CURRENCY, AND FINANCE. BANK RETURNS AND BANK ITEMS. CITY BANK RETURNS.-The bank returns are improving, the loans having very greatly decreased, and the banks reached a position of greater safety. Still the money market is very stringent. This is undoubtedly owing in part to the high rates paid in England and on the continent. The loans in the New York city banks have decreased thirty-four millions since October 17th, and the deposits about forty-five millions since September 19th. Below will be found our usual returns for the three cities, brought down to the latest dates: Date. ... Loans. NEW YORK BANKS. NEW YORK BANKS. (Capital, Jan., 1863, $69,494,577; Jan., 1862, $69,498,577.) Specie. Circulation. Net Deposits. Clearings. $173,810,009 $35,954,550 $9,754,355 $159,163,246 $186,861,762 175,816,010 36,770,746 9,551,563 162,878,249 176,606,558 37,581,465 9,241,670 164,666,003 314,471,457 179,288,266 38,549,794 9,083,419 168,269,228 298,861,366 January 3,.. 17,.... 24,.... 66 81,.... February 7,.... 14, 21,... 28.. 7,... 14,... 21,. 28,. April 4,. 44 11,.. 249,796,489 179,823,501 38,894,840 8,906,110 169,951,376 179,892,161 38,243,839 8,780,154 166,342,777 802,352,571 178.103,592 38,426,460 8,756,217 167,720,880 265,139,104 178,335,880 37,981,310 8,752,536 170,108,758 291,242,929 179,958,842 39,512,256 8,739,969 173,912,695 840,574,444 181,098,322 39,705,089 8,693,175 174,689,212 344,484,442 177,875,949 36,110,085 8,657,016 172,944,034 307,370,817 173,829,479 33,955,122 8,609,723 167,004,466 277,831,351 172,448,526 34,317,691 8,560,602 163,363,846 281,326,258 173,038,019 34,257,121 8,348,094 160,216,418 287,347,704 170,845,283 85,406,145 8,178,091 159,894,731 264,468,08 169,132,822 36,761,696 8,039,558 164,122,146 259,417,565 171,079,322 37,175,067 7,555,549 167,863,999 258,654,781 2..... 177,364,956 36,846,528 7,201,169 167,696,916 355,557,732 180,114,983 38,102,633 7,080,565 165,656,518 367,560,731 180,711,072 38,556.642 6,901,700 168,879,130 353,346,664 181,319,851 38,544,865 6,780,678 167,655,658 380,304,748 181,825,856 37,692,634 6,494,375 166,261,121 307,680,918 182.745,080 37,241,670 6,341,091 162,767,154 289,757,539 180,808,823 37,884,128 6,210,404 159,551,150 802,877,276 177,083,295 38,314,206 6,120,252 157,123,801 259,483,221 175,682,421 38,271,702 6,004,177 158,539,308 264,819,856 174,337,384 38,302,826 5,998,914 158,642,825 267,785.773 175,022,768 38,566,395 5,927,071 160,733,496 319.945,652 173,126,887 38,254,427 5,880,623 163,319,544 251,168,769 173,036,336 35,910,227 5,775,188 164,133,549 284,684,421 176,208,597 33,746,681 5,700,452 161,173,146 292,211,821 176,559,840 39,156,548 5.706,024 155,268,116 297,384,006 175,305,471 32,874,913 5,613,177 155,950,043 298,936,160 175,713,139 31,520,499 5,545,970 156,588,095 373,755,630 176,748,618 82,030,055 5,475.964 156,671,695 392,404,68C 178.477,037 31,989,381 5,456,016 158,110,687 394,814,812 200,028,980 32,018,107 5,457,366 178,588,622 371,510,559 207.679,456 31,014,411 5,414,643 185,576,199 348,263,949 26,.... 204,501,984 30,008,566 5,377,886 186,080,773 354,208,025 29... 5,... 12..... 19,. Loans. Specie. Circulation. Net Depostis. Clearings. 206,412,874 80,064,614 5,375,586 182,653,494 375,032,638 206,906,903 29,927,281 5,522,178 180,037,283 399,288,092 206,638,749 28,382,473 5,618,764 178,050,317 427,981,203 204,013,870 28,804,915 5,799,097 172,487,596 469,175,465 203,222,418 28,124,921 5,971,733 171,176,254 443,205,885 193,436,841 28,783,281 6,100,335 159,499,193 459,438,709 182,044,530 29,177,049 6,095,932 151,770,498 441,451,540 176,702,428 28,054,514 6,122,379 145,248,846 400,676,757 173,515,860 27,555,175 6,126,411 139,645,665 390,824,960 172,957,251 27,099,695 6,178,414 138,195,914 456,633,341 172,585,406 26,438,354 6,166,077 140,015,995 394,140,168 173,492,886 25,789,860 6,139,801 141,543,939 418,645,071 172,688,163 25,541,603 6,125,172 139,660,287 344,355,135 BOSTON BANKS. BOSTON BANKS. (Capital, Jan., 1863, $38,231,700; Jan., 1862, $38,231,700.) Date. Loans. Specie. Circulation. Deposits. Jan. 5,.. $77,339,046 $7,672,028 $8,190,496 $33,372,648 17,006,000 12,.. 77,427,178 7,751,000 8,373,000 33,063,800 13,520,000 13,727,700 26,.. 76,354,000 7,710,700 8,008,500 33,847,000 16,811,700 13,958,000 Feb. 2,.. 76,496,800 7,685,000 8,865,000 34,076,800 16,889,000 14,490,000 9,.. 78,421,000 7,707,000 8,074,000 35,178,600 16,932,000 14,183,000 16,.. 23,.. Mar. 2,.. 64 78,431,000 7,794,000 8,001,000 34,908,000 17,070,700 14,095,500 78,782,600 7,624,000 8,002,000 34,965,500 17,331,000 14,583,800 79,127,500 7,553,000 8,001,980 85,245,500 17,523,500 15,004,000 9,.. 79,274,700 7,582,000 8,225,000 35,215,000 17,340,400 14,446,500 16,.. 79,636,134 7,609,238 7,780,062 82,955,149 17,280,300 18,434,500 30,.. 77,935,000 7,572,600 7,598,800 31,604,500 17,074,400 11,601,300 April 6,.. 76,938,600 7,703,800 7,963,500 32,687,000 15,444,000 12,280,600 18,.. 74,551,018 7,812,895 7,762,915 32,494,822 14,557,000 12,947,800 78,459,160 7,799,815 7,278,506 83,209,742 14,132,000 12,653,000 27,.. 73,558,000 7,838,800 7,040,000 82,781,500 13,303,000 11,966,700 May 4,.. 78,218,155 7,854,731 7,433,496 81,949,762 13,237,700 11,622,600 “20,.. 46 11,.. 73,062,789 7,847,849 7,688,233 31,309,985 18,147,000 11,800,000 "18,.. 73,068,598 7,794,046 7,167,327 32,192,770 12,863,500 11,732,000 25,.. 72,874,000 7,777,000 7,011,700 83,000,000 12,787,000 11,748,000 June 1,.. 73,424,000 7,751,000 6,913,000 82,575,000 12,735,000 10,704,500 8... 73,592,000 7,788,557 7,030,286 31,728,285 12,626,700 10,874,700 15,.. 73,237,000 7,780,000 7,109,000 31,477,600 12,235,500 10,541,000 22,.. 73,851,000 7,697,000 7,844,500 31,855,800 12,504,600 10,914,700 29,.. 73,421,084 7,683,987 7,040,624 31,477,596 12,388,000 10,900,000 July 6,.. 73,548,918 7,744,827 7,473,800 81,509,263 12,233,000 10,891,000 13,.. 73,485,675 7,774,991 7,508,442 30,277,502 12,193,000 10,712,000 27... 72,850,716 7,811,513 7,246,797 28,011,571 12,950,000 Aug. 8,.. 72,890,364 7,793,916 7,817,402 28,884,096 12,655,000 10,.. 71,997,503 7,798,276 7,440,212 28,247,266 12,822,678 16 17... 71,880,078 7,813,497 7,198,917 27,898,073 12,765,527 9,864,800 9,646,000 10,135,180 9,603,257 31,.. 71,478,116 7,752,516 7,227,704 27,762,955 12,614,000 Sept. 7,.. 71,717,995 7,637,402 7,527,036 28,778,498 12,379,000 10,874,700 16 14,.. 75,599,232 7,591,589 7,600,556 81,143,588 13,424,000 11,097,000 64 21,.. 79,595,740 7,595,358 7,604,161 34,509,214 13,565,000 11,487,500 28,.. 78,358,387 7,707,106 7,620,371 34,495,540 13,315,000 12,138,000 Oct. 5,.. 77,798,427 8,042,062 8,107,720 35,435,811 13,498,000 13,765,500 12,.. 78,160,899 7,991,999 8,399,769 35,734,989 13,909,500 14,123,700 19,.. 78,216,435 7,880,832 8,323,451 35,127,597 13,506,500 13,967,000 26,.. 78,746,728 7,850,547 8,086,072 36,682,299 13,909,500 14,123,700 Nov. 2... 79,378,840 7,841,332 8,606,626 86,775,102 13,381,000 12,206,000 Date. 86 Due to banks. 12,668,000 Due from banks. 12,172,000 Loans. Specio. Circulation. Deposits. 9,.. 78,554,017 7,975,057 9,527,161 34,557,547 "16,.. 76,412,358 7,908,760 9.618,158 33,165,071 11,726,600 12,069,000 23,.. 75,544,964 7,794.227 9,486,925 32,960,173 11,198,600 11,743,600 46 30,.. 75,612,363 7,729,708 9,745,094 32,866,287 11,640,300 12420,000 Dec. 7,.. 74,741,227 7,728,551 10,620,994 81,635,785 11,905,500 12,230,000 75,251,334 7,659,676 9,733,910 31,086,733 11,905,500 12,280,000 21,.. 74,848,297 7,573,741 9,704,087 31,391,629 12,371,000 12,457,000 14,.. PHILADELPHIA BANKS. 66 66 26,... Feb 2,... 66 9,... 46 16,... Loans. PHILADELPHIA BANKS. (Capital, Jan., 1863, $11,740,080; 1862, $11,970.130.) · Due Due Date. Specie. Circulation. Deposits. to banks. from banks. Jan. 5,... $37,679,675 $4,510,750 $4,504,115 $28,429,189 $6,948,785 $1,994,928 12,... 37,533,757 4,544,786 4,450,676 28,018,792 6,890,963 1,848,932 19,... 37,416,694 4,549,369 4,382.520 27,877,069 7,050,847 2,275,905 37,479,712 4,572,419 4,284,947 28,773,517 6,755,980 2,638,985 37,268,894 4,562,580 4,181,503 29,231,753 6,698,210 2,909,857 37,336,367 4,819,706 4,039,918 28,062,164 6,953,215 2,518,036 37.710,851 4,272,347 3,888,185 28,759,049 7,452,563 2,432,073 46 23,... 37,720,460 4,276,761 3,772,781 29,342,596 7,413,249 2,703,196 Mar. 2,... 37,901,080 4,267,626 3,696,097 30,178,518 7,185,670 2,758,852 66 9,... 38,608,871 4,249,035 3,608,870 30,679,259 7,100,258 2,499,139 39,260,028 4,247,817 3,534,880 30,549,587 7,476,603 1,939,449 39,458,384 4,247,688 3,295,862 30,106,135 7,418,482 1,935,014 38,937,612 4,311,704 3,369,194 29,171,283 6,504,758 2,158,007 37,516,520 4,359,252 3,874,417 29,531,559 5,768,558 2,770,129 13,... 36,250,402 4,343,242 3,296,685 30,117,527 5,953,809 3,014,229 "20,... 36,295,644 4,343.988 3,185,042 31,059,644 5,306,809 3,018,727 27,... 36,482,058 4,346,377 3,078,921 81,021,799 5,448,124 2,559,868 May 4,... 36,587,294 4,355,324 11,... 36,593,179 4,359 365 66 18,... 36,887,301 4,357,119 37,116,093 4,357,169 2,989,428 30,859,231 5,328,898 2,891,087 2,901,600 30,949,781 4,975,989 2,542,792 2,866,121 31,892,308 4,640,623 2,536,279 2,808,109 32,455,953 4,623,392 2,480,714 37,143,937 4,357,021 2,706,953 31,888,763 4,707,278 2,863,548 37,157,769 4,857,076 2,649,283 31,549,839 4,645,712 2,313,744 87,228,627 4,857,025 2,621,098 31,648,959 4,914,425 2,892,278 37,219,216 4,356,744 2,596,115 81,293,830 4,868,495 2,065,913 87,250,665 4,359,543 2,556,855 31,466,204 5,116,692 1,820,600 35,936,811 4,360,745 2,564,558 28,504,544 5,060,096 1,961,814 13,... 34,866,842 4,360,003 2,507,258 28,701,813 4,784,348 2,530,552 20,... 34,662,966 4,361,999 2,482,986 29,931,608 4,580,322 2,981,867 July 27,... 34,517,347 4,227,448 2,418,463 30,448,430 4,805,045 3,034,009 34,390,179 4,187,056 2,417,739 30,799,448 4,963,290 2,772,717 10,... 34,645,243 4,112,013 2,380,720 30,513,961 4,740,391 2,538,096 17,... 35,890,179 4,112,542 2,353,396 29,959,127 5,161,578 2,158,440 31,... 35,296,376 4,113,809 2,292,607 30,195,167 4,551,031 2,219,071 Sept 7,... 35,773,596 4,113,162 2,258,306 30,654,672 4,574,037 1,997,534 14,... 39,575,410 4,108,115 2,223,533 83,626,702 4,997,015 1,801,678 21,... 40,175,698 4,102,701 2,224,632 33,039,035 5,079,742 1,802,889 28.... 39,485,313 4,116,683 2,224,374 32,402,783 4,616,754 1,822,228 Oct. 5,... 38,798,830 4,227,265 2,193,000 $2,258,554 4,427,097 1,976,561 12,... 39,046,434 4,239,551 2,169,314 82,536,502 4,446,684 2,035,819 19,... 38,833,337 4,238,677 2,159,638 $2,684,915 4,361,072 1,926,707 66 26,... 38,683,057 4,238,519 2,123,617 32,505,953 4,337,825 1,911,956 39,180,421 4,164,801 2,106,284 31,805,965 4,697,888 1,945,382 38,647,125 4,167,671 2,109,521 30,812,091 4,336,929 2,051,061 16,... 37,376,645 4.158,884 2,089,990 30,732,600 4,076,614 1,925,700 28,. 37,236,183 4,155,768 2,085,634 30,186,124 4,050,351 2,000,833 30,... 35,583,624 4,166,057 2,098,512 29,662,167 8.933,696 2,203,019 Dec. 7,... 36,414,704 4,165,939 2,104,174 29,574,165 3,859,130 1,923,878 14,... 35,798,843 4,167,144 2,096,106 28,937,137 4,205,599 2,106,832 The following is a statement of the amount of United States legal tender notes held by the Philadelphia banks at the dates mentioned: EUROPEAN FINANCES-BANK OF ENGLAND.-During the past month the minimum bank rate of discount of the Bank of England has been raised to eight per cent. This became necessary on account of the rise in the India exchanges. No new advance by the Bank of France has yet been made, although expected, the rate still remaining at seven per cent. It is stated that the stock of coin and bullion in the Bank of France is not so low as to occasion uneasiness, it being about 204,000,000f. As the returns for the month are not yet received, this statement cannot be relied upon. This rapid rise in the value of money in England, being four per cent since November 28, must cause embarrassment and trouble, if not failure, among Anglo-American banking firms, which will react disastrously on this side of the Atlantic, unless proper precautions are taken. The following comparative table will be of interest, showing as it does a view of the bank returns, the bank rate of discount, and the price of wheat in London during a period of three years corresponding with the date of our last returns, December 2d: ber 2d, 1863: 8 per cent. 40s. 3d. Subjoined is our usual table with the returns brought down to Decem 31... WEEKLY STATEMENT. Public Circulation. Deposits. Private Securities. Coin and Rate of Discount. Date. Dec. 17... £19,932,360 £8,507,144 £14,033,994 £30,539,363 £15,031,658 3 pr. ct. 24... 20,150,398 8,654,499 14,306,497 81,346.731 14,870,795 3 20,516,435 8,338,717 15,469,254 32,488,020 14,956,421 Jan. 7... 20,927,993 8,782,808 14,393,308 32,620,233 14,685,555 3 14,102,169 4 13,855,849 4 14... 21,018,849 4,280,730 16,772,782 31,165,075 86 16 64 Date. 66 11... Mar. 17... " 24... Apr. 1... 8... 15... 28... 20,771,236 5,416,868 14,414,763 80,238,865 183,611,823 5 Feb. 4... 20,709,154 6,351,617 13,352,287 29,997,233 13,692,136 5 11... 20,444,454 6,952,808 13,596,356 30,288,406 14,070,651 5 18... 19,916,496 7,413,275 13,769,276 29,890,503 14,589,222 4 25... 19,715,828 7,901,658 13,367,153 29,709,079 14,614,096 4 Mar. 4... 20,322,055 8,036,003 13,368,086 30,880,805 14,504,517 4 19,801,665 8,673,899 13,282,605 31,096,327 14,828,178 4 20,012,331 9,843,499 13,003,088 31,482,170 14,547,812 4 20,136,276 10,364,471 12,742,282 31,896,338 15,025,274 4 20,965,228 10,107,041 18,172,090 82,775.752 15,141,755 4 21,279,339 6,714,109 14,829,832 30,946,784 14,963,835 4 21,326,820 5,769,276 15,013,391 29,974,677 15,229,237 4 21,413,226 6,316,413 14,739,897 30,182,533 15,387,151 8 21,452,800 7,178,312 13,606,939 29,994,849 15,348,492 8 21,876,999 7,241,739 13,122,087 29,718,602 15,141,760 3 21,252,916 6,735,187 18,727,556 30,201,120 14,653,141 3 20... 21,268,315 7,610,278 13,983,654 31,484,815 14,529,451 4 27... 20,909,819 8,002,346 18,842,718 31,412,190 14,500,019 4 June 3. 21,009,892 8,779,387 13,896,450 32,389,044 14,425,553 4 10... 21,080,460 9,782,830 18,783,263 33,240,192 14,556,121 4 46 17... 20,655,173 9,882,135 13,904,506 32,750,953 14,850,156 4 24... 20,525,655 10,279,053 13,809,996 32,756,459 15,026,118 4 July 1... 21,738,756 10,356,373 16,274,739 36,490,515 15,080,271 4 8... 22,038,478 5,593,834 18,595,718 34,647,336 14,824,969 4 15... 22,194,996 4,918,458 16,381,914 32,052,521 14,749,876 4 66 22 29. May 6... 66 13... 46 66 22... 22,230,612 5,386,948 14,675,625 30,975,774 14,620,872 4 Aug. 5... 22,340,809 5,577,268 18,790,855 30,289,227 14,848,185 4 66 19... 22,003,176 6,126,668 13,005,322 29,503,127 15,081,152 4 66 26... 21,699,696 6,713,801 12,806,568 29,322,757 15,809,384 4 13,261,512 30,180,884 15,494,219 4 Oct. 7... 22,545,407 9,510,057 12,893,642 33,829,764 14,856,037 4 22,860,695 4,616,052 16,352,818 32,382,508 14,570,611 4 22,824,466 4,437,835 15,271,262 31,028,819 14,645,269 4 28... 22,600,408 4,462,168 15,015,128 30,785,852 14,487,574 4 Nov. 4... 22,783,018 5,066,818 13,861,178 31,055,887 13,799,428 6 22,115,423 5,624,339 13,664,311 31,121,796 13,460,765 6 18... 21,778,354 6,451,850 18,403,442 31,407,245 15,419,602 6 25... 21,154,252 7,040,534 12,802,411 30,830,216 13,368,832 6 Dec. 2... 21,685,732 7,234,894 12,924,545 31,980,889 13,048,475 8 NEW YORK CLEARING-HOUSE-ANNUAL MEETING.-The tenth annual meeting of the New York Clearing-house Association was held at the Clearing-house on the 6th day of October last. The following oflicers and committees were elected for the ensuing year, viz: Chairman-JOHN Q. JONES, President of the Chemical Bank, in place of THOMAS TILESTON, resigned. Secretary-ROBERT BAYLES, President of the Market Bank, in place of M. M. FREEMAN, resigned. Clearing house Committee-J. D. VERMILYE, Cashier Merchants' Bank ; J. M. MORRISON, President Manhattan Company; E. D. BROWN, President Mechanics' and Traders' Bank; S. R. COMSTOCK, Cashier Citizens' Bank; R. H. HAYDOCK, Cashier Fulton Bank. |