He becometh poor that dealeth with a slack hand.

Ready money is a ready friend.

what he buys; and he that pays ready money, might
let that money out to use; so that he that possesses
anything he has bought, pays interest for the use
of it.

Yet, in buying goods, it is best to pay ready
money, because he that sells upon credit expects to
lose five per cent. by bad debts; therefore he charges
on all he sells upon credit an advance that shall make
up that deficiency.

Those who pay for what they buy upon credit, pay their share of this advance.

He that pays ready money escapes, or may escape,

that charge.

"A penny saved is twopence clear;

A pin a-day's a groat a-year."

BENJAMIN FRANKLIN.

THE AGE OF PLEASURE.

OUTH is not the age of pleasure; we then expect too much, and are therefore exposed to daily disappointments and mortifications. When we are a little older, and have brought down our wishes to our experience, then we begin to enjoy ourselves.

Money makes money.

Riches profit not in the day of wrath.

When you are a hammer, strike: when you are an anvil, bear.

Do one thing at a time.

SIR FOWELL BUXTON.

OU are now at that period of life in which
you must make a turn to the right or to the

left. You must now give proofs of principle,
determination, and strength of mind-or you
must sink into idleness, and acquire the habits
and character of a desultory, ineffective young
man; and, if once you fall to that point, you will
find it no easy matter to rise again.

I am sure that a young man may be very much what he pleases. In my own case it was so. I left school, where I had learned little or nothing, about the age of fourteen. I spent the next year at home, learning to hunt and shoot. Then it was that the prospect of going to college opened upon me, and such thoughts as I have expressed in this letter occurred to my mind. I made my resolutions, and I acted up to them. I gave up all desultory reading-I never looked into a novel or newspaper-I gave up shooting. During the five years I was in Ireland, I had the liberty of going when I pleased to a capital shootingplace. I never went but twice. In short, I considered every hour as precious, and I made everything bend to my determination not to be behind any of my companions; and then I speedily passed from one species of character to another. I had been a boy

Man proposes, God disposes.

Strive not with a man without cause.

The fear of the Lord prolongeth days.

Better late than never.

fond of pleasure and idleness, reading only books of
unprofitable entertainment. I became speedily a
youth of steady habits of application, and of irre-
sistible resolution.

I soon gained the ground I had lost, and I found
those things which were difficult, and almost impossible
to my idleness, easy enough to my industry; and much
of my happiness and all my prosperity in life have
resulted from the change I made at your age.

If you seriously resolve to be energetic and industrious, depend upon it you will, for your whole life, have reason to rejoice that you were wise enough to form and to act upon that determination.

SIR FOWELL BUXTON'S MOTTO.

HE longer I live, the more I am certain that the great difference between men-between the feeble and the powerful, the great and the insignificant is ENERGY, INVINCIBLE DETERMINATION-a purpose once fixed, and then

DEATH OR VICTORY. That quality will do anything that can be done in this world; and no talents, no circumstances, no opportunities, will make a two-legged creature a man without it.

Where no counsel is, the people fall.

The years of the wicked shall be shortened.

Blessings are upon the head of the just.

He that refraineth his lips is wise.

GOODNESS OF HEART.

Y son, defraud not the poor of his living,
and make not the needy eyes to wait long.

Make not an hungry soul sorrowful;
neither provoke a man in his distress.

Add not more trouble to an heart that is vexed; and defer not to give to him that is

in need.

Reject not the supplication of the afflicted; neither turn away thy face from a poor man.

Turn not away thine eye from the needy, and give him none occasion to curse thee: for if he curse thee in the bitterness of his soul, his prayer shall be heard of him that made him.

Get thyself the love of the congregation, and bow thy head to a great man.

Let it not grieve thee to bow thine ear to the poor, and give him a friendly answer with meekness.

Deliver him that suffereth wrong from the hand of the oppressor; and be not faint-hearted when thou sittest in judgment.

Be as a father unto the fatherless, and instead of an husband unto their mother: so shalt thou be as the son of the Most High, and he shall love thee more than thy mother doeth.

Wisdom exalteth her children, and layeth hold of them that seek her.

Hatred stirreth up strife.

The memory of the just is blessed.

The multitude of the wise is the welfare of the world.

Example is better than precept.

He that loveth her loveth life; and they that seek to her early shall be filled with joy.

He that holdeth her fast shall inherit glory; and wheresoever she entereth, the Lord will bless.

ECCLESIASTICUS.

THE POWER OF EXAMPLE.

RESENT example gets within our guard,
And acts with double force, by few repell'd.
Ambition fires ambition; love of gain
Strikes, like a pestilence, from breast to breast;
Riot, pride, perfidy, blue vapours breathe;
And inhumanity is caught from man-
Smiling man. A slight, a single glance,
And shot at random, often has brought home
A sudden fever, to the throbbing heart,
Of envy, rancour, or impure desire.
We see, we hear with peril; safety dwells
Remote from multitude; the world's a school
Of wrong, and what proficients swarm around!
We must or imitate, or disapprove;
Must list as their accomplices, or foes;

That stains our innocence; this wounds our peace.
From nature's birth, hence, wisdom has been smit
With sweet recess, and languish'd for the shade.

EDWARD YOUNG.

Believe not all you hear.

The mouth of the just bringeth forth wisdom.