Credit Discrimination: Hearings Before the Subcommittee on Consumer Affairs of ... , 93:2- ... 1974 |
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Page 42
... incomes , since these groups should more and more be eligible income - wise for the extension of credit . In this regard the Commission has taken a number of steps to insure that women are treated equally in the terms and conditions of ...
... incomes , since these groups should more and more be eligible income - wise for the extension of credit . In this regard the Commission has taken a number of steps to insure that women are treated equally in the terms and conditions of ...
Page 44
... income , and because of arbitrary decisions by the creditor . Such practices as discounting a young work- ing wife's income , refusal to give full credit to work- ing wives ' income where the wife is a non - professional ( a practice ...
... income , and because of arbitrary decisions by the creditor . Such practices as discounting a young work- ing wife's income , refusal to give full credit to work- ing wives ' income where the wife is a non - professional ( a practice ...
Page 57
... income in granting credit . MS . JENKINS . What I was referring to was the fact that many times low - income applicants for credit are discriminated against on an ar- bitrary basis , and the creditors use as a pretext the fact that the ...
... income in granting credit . MS . JENKINS . What I was referring to was the fact that many times low - income applicants for credit are discriminated against on an ar- bitrary basis , and the creditors use as a pretext the fact that the ...
Page 89
... income generated by such extension . However , it is not to a firm's economic advantage to make extensions of credit to persons who , because of limitations on present and potential income , will be unable to repay the principal loaned ...
... income generated by such extension . However , it is not to a firm's economic advantage to make extensions of credit to persons who , because of limitations on present and potential income , will be unable to repay the principal loaned ...
Page 36
... income as a pretext for deny- ing credit , and will use it on an arbitrary basis . It is the Commission's expectation that the enforcement of title VII in conjunction with the Department of Justice , will help us overcome the hurdle of ...
... income as a pretext for deny- ing credit , and will use it on an arbitrary basis . It is the Commission's expectation that the enforcement of title VII in conjunction with the Department of Justice , will help us overcome the hurdle of ...
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Common terms and phrases
actual damages Administration agencies amended applicant's Association Banking and Currency basis of race basis of sex believe bill brokers BUCHER civil liability class action color Commission on Civil Commission on Consumer Committee on Banking compliance Congress consumer credit Consumer Finance court Credit Opportunity Act creditor creditworthiness discriminatory District of Columbia enactment enforcement Equal Credit Opportunity extension of credit factors Farm Credit Administration Federal Reserve Board Federal Reserve System Federal Trade Commission granting of credit HAEUSSLER Hartford HECKLER House individual invidious distinction legislation lenders Lending Act lending institutions Madam Chairman marital status married minority businessmen national origin percent person POTTINGER practices problem prohibit discrimination punitive damages question reason regulations religion remedies Representatives require respect responsibility RINALDO sex and marital sex or marital specific statement SULLIVAN tion Truth in Lending Truth-in-Lending Act violation Washington women WRIGHT PATMAN WYLIE