Bucher, Hon. Jeffrey M., member, Board of Governors of the Federal Burris, Carol, president, Women's Lobby, Inc.... 30 396 Flemming, Hon. Arthur S., Chairman, U.S. Commission on Civil Rights, and 131 Gates, Margaret J., codirector, Center for Women Policy Studies; accom- Haeussler, Thomas A., president and chief executive officer, Capital Kerr, Richard F., operating vice president for credit for Federated Depart- Kolker, Ann, legislative coordinator, National Women's Political Caucus.. Pottinger, Hon. J. Stanley, Assistant Attorney General, Civil Rights Russell, Charles T., senior vice president, National BankAmericard, Inc., 357 91 36 409 395 442 34 317 Scott, Ann, vice president for legislation, National Organization for Women; accompanied by Patricia Massey, chairperson, national money and credit committee, Women's Equity Action League... 353 Stewart, Homer L., Jr., senior vice president, Republic National Bank of Dallas, Tex., on behalf of the American Bankers Association; accompanied by Matthew Hale, general counsel, American Bankers Page Association. ADDITIONAL INFORMATION SUBMITTED FOR THE RECORD Ambrose, James A., secretary-treasurer, International Consumer Credit Association, St. Louis, Mo., letter dated June 24, 1974, with an attached portion of a statement filed with the House Subcommittee on Consumer Credit, November 16, 1973, entitled "ICCA Urges Establishment of a National Credit Policy". American Association of University Women, statement submitted on behalf by Dr. Deborah P. Wolfe, association legislative program committee chairman.. American Bankers Association, statement presented on behalf of, by Homer L. Stewart, Jr., senior vice president, Republic National Bank of Dallas, Tex... Brickfield, Cyril F., legislative counsel, National Retired Teachers Association and the American Association of Retired Persons, statement submitted supporting H.R. 14856. Bucher, Hon. Jeffrey M.: Appendix to statement. Response to questions of: Chairman Leonor K. Sullivan.. Hon. Angelo D. Roncallo.. Buggs, John A., Staff Director, U.S. Commission on Civil Rights, letter dated July 9, 1974, responding to request of Chairman Sullivan for additional views and specific recommendations on H.R. 14856............. Burris, Carol, prepared statement. 300 Campbell, Sharyn G., response to request of Chairman Leonor K. Sullivan Chase Manhattan Bank, N.A., New York, N. Y., statement submitted by Department of Justice, statement presented by Hon. J. Stanley Pottinger, Edgeworth, Arthur B., staff vice president and Washington counsel, United States League of Savings Associations, statement submitted on H.R. 14856 ... Equal Employment Opportunity Commission, statement presented by Issie Jenkins, Associate General Counsel... Federal Reserve System, statement presented by Hon. Jeffrey M. Bucher, Member, Board of Governors. Flemming, Hon. Arthur S.: "Mortgage Money: Who Gets It?" a case study in mortgage lending discrimination in Hartford, Conn., U.S. Commission on Civil Rights Clearinghouse Publication No. 48, dated June 1974...... "Obstacles To Financing Minority Enterprises," report of the District of Columbia Advisory Committee to the U.S. Commission on Civil Rights, dated February 1974... Gates, Margaret J.: "Credit Discrimination Against Women: Causes and Solutions," article from the Vanderbilt Law Review, April 1974.. Letter responding to the request of Chairman Leonor K. Sullivan to comment on S. 3492, as contained in the Senate version of H.R. 11221, dated June 24, 1974.. 357 485 482 34 211 139 363 399 Haeussler, Thomas A.: Page Prepared statement.. 95 Response to question of Hon. Fortney H. (Pete) Stark, Jr.. 119 Submission of codes regulating the conduct of members of the National Harris, James H., senior vice president, Chase Manhattan Bank, N.A., 485 Hocker, Wallis G., vice president and general credit manager, J. C. Penney, New York, N. Y., letter dated June 21, 1974, with an attached copy of new credit application being distributed effective July 1, 1974. Interbank Card Association, statement submitted in connection with hearings on H.R. 14856 by Donald L. Morgan, counsel.. International Consumer Credit Association, St. Louis, Mo.: 487 "ICCA Urges Establishment of a National Credit Policy," portion of a statement filed with the House Subcommittee on Consumer Credit, November 16, 1973. Letter from James A. Ambrose, secretary-treasurer, dated June 27, 1974. J. C. Penney, New York, N. Y., letter from Wallis G. Hocker, vice president and general credit manager, dated June 21, 1974, with an attached copy of new credit application being distributed effective July 1, 1974.. Jenkins, Issie, response to questions of Chairman Leonor K. Sullivan..... Jordan, Hon. Barbara, a Representative in Congress from the State of Texas: Statement relating to legislation prohibiting sex discrimination in the granting of credit... 471 Prepared statement... 415 Attached exhibits: Kerr, Richard F.: A. "Number of New Credit Applications by Age Showing 438 B. "Number of New Credit Applications Processed by Mari- 440 Kolker, Ann, prepared statement.. Morgan, Donald L., counsel, Interbank Card Association, statement submitted in connection with hearings on H.R. 14856.. 482 National Bank Americard, Inc. (NBI), statement presented by Charles T. Statement presented on behalf by Thomas A. Haeussler, member, board of directors... 95 National Organization for Women (NOW), statement presented by 353 National Retail Merchants Association, statement presented by Richard F. National Retired Teachers Association and the American Association of 409 484 National Women's Political Caucus, statement presented by Ann Kolker, legislative coordinator--- 395 Norris, Robert B., general counsel, National Consumer Finance Associa tion: Prepared statement... Response to question of Hon. Fortney H. (Pete) Stark, Jr.. 95 119 Polikoff, Nancy D., legal assistant, Center for Women Policy Studies, letter dated June 24, 1974, responding to request of Chairman Leonor K. Page Sullivan to comment on S. 3492, in Senate version of H.R. 11221...... 399 Pottinger, Hon. J. Stanley: Response to questions of: Chairman Leonor K. Sullivan.. 69,70 67 Powell, John H., Jr., Chairman, Equal Employment Opportunity Commission, statement submitted. Russell, Charles T., prepared statement.-- Addendum to statement identifying acts which might constitute 356 Chairman Leonor K. Sullivan regarding the use of the word "arbitrary". 401 404 442 Hon. Matthew J. Rinaldo regarding the view of the National Sears, Roebuck & Co., Chicago, Ill., statement presented on behalf by Advertisement campaign conducted by the Republic National Bank of "Credit for Women,' booklet offered explaining guidelines for Full page advertisement in the Dallas Morning News. Results of campaign after 2 months of intensive advertising... 346 345 348 343 306 314 Florida Bankers Association, Bal Harbour, Fla., June 23, 1973. 310 Indiana Bankers Association, French Lick, Ind., June 13, 1974.. Statement presented to the National Commission on Consumer Finance, May 1972... Sullivan, Hon. Leonor K.: 304 Definition of the word "invidious" from Webster's Third New Announcement of introduction of H.R. 14856, from the Congressional 13 339 27 List by number and sponsor of bills referred to the subcommittee U.S. Commission on Civil Rights, statement presented by Hon. Arthur S. United States League of Savings Associations, statement submitted on Wolfe, Dr. Deborah P., association legislative program committee chair- Women's Equity Action League (WEAL), statement submitted by 29 131 486 407 397 396 APPENDIX-PART 2 "Special Problems of Unavailability," an excerpt consisting of Chapter 8 from the report of the National Commission on Consumer Finance, dated December 1972.. Library of Congress, Congressional Research Service, American Law Division, reports requested by Chairman Leonor K. Sullivan analyzing the provisions of State Laws which hinder admission of creditworthy women to the credit society: "Women and Credit: Available Legal Remedies Against Discrimina- "The Possible Impact of State Dower and Curtesy Laws on the Sullivan, Hon. Leonor K., letter to Lester S. Jayson, Director, Congres- Page 495 509 613 633 681 508 APPENDIX-PART 3 Library of Congress, Congressional Research Service, American Law Division, report requested by Chairman Leonor K. Sullivan on State laws which may affect "admission of creditworthy women to the credit society": "Women and Credit: A 50-State Study of Laws in the Area of Married Women's Property Rights, Support Laws, Divorce, Exemption, Homestead, Dower and Curtesy for Purposes of Identifying Possible Statutory Origins of Discrimination in the Granting of Credit When Such Credit is Based Primarily on Sex or Marital Status" by Sylvia L. Beckey, legislative attorney. Introduction Table of contents by States___. 727 729 733 |