Shelter Poverty: New Ideas on Housing Affordability
"...the most original--and profoundly disturbing--work on the critical issue of housing affordability...." --Chester Hartman, President, Poverty and Race Research Action Council In Shelter Poverty, Michael E. Stone presents the definitive discussion of housing and social justice in the United States. Challenging the conventional definition of housing affordability, Stone offers original and powerful insights about the nature, causes, and consequences of the affordability problem and presents creative and detailed proposals for solving a problem that afflicts one-third of this nation. Setting the housing crisis into broad political, economic, and historical contexts, Stone asks: What is shelter poverty? Why does it exist and persist? and How can it be overcome? Describing shelter poverty as the denial of a universal human need, Stone offers a quantitative scale by which to measure it and reflects on the social and economic implications of housing affordability in this country. He argues for "the right to housing" and presents a program for transforming a large proportion of the housing in this country from an expensive commodity into an affordable social entitlement. Employing new concepts of housing ownership, tenure, and finance, he favors social ownership in which market concepts have a useful but subordinate role in the identification of housing preferences and allocation. Stone concludes that political action around shelter poverty will further the goal of achieving a truly just and democratic society that is also equitably and responsibly productive and prosperous.
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actually addition affordability affordability problem approach assistance authorities average banks benefits Budget buildings capital Census changes Chapter cities construction continued conventional debt decade decline direct dollars economic elderly existing families federal Figure financing funds grants growth higher homeowners homeownership households housing affordability housing costs income increase inflation institutions interest investment issues land late less limited loans low-income Lower major means measure ment million mortgage move movement nearly needs non-profit non-shelter operating organizing owners ownership payments percent period persons political possible problem production profits public housing rent rental renters residential residents response rising savings shelter poverty shelter-poor social sources speculative spending standard subsidized tenants tion units urban women World