complete knowledge of its affairs. Said reports shall be in and according to the form prescribed by the corporation commission, and shall be verified in the manner provided in section sixty-four of this act, and shall be published as therein provided, if required by the commission so to be. 1921, c. 4, s. 66. 280. Failure to make report, penalty for. Every bank failing to make and transmit any report which the corporation commission is authorized to require by this act, and in and according to the form prescribed by said commission, within ten days after the receipt of a request or requisition therefor, or failing to publish the reports as required, shall forthwith be notified by the corporation commission, and if such failure continue for five days. after the receipt of such notice, such delinquent bank shall be subject to a penalty of two hundred dollars. The penalty herein provided for shall be recovered in a civil action in any court of competent jurisdiction, and it shall be the duty of the attorneygeneral to prosecute all such actions. 1921, c. 4, s. 67. 281. Annual report of stockholders. Every bank doing business under this act shall at all times keep a correct record of the names of all its stockholders, and once in each year, or whenever called upon, file in the office of the corporation commission a correct list of all its stockholders, the resident address of each, and the number of shares held by each. 1921, c. 4, s. 68. 282. Official communications of corporation commission. Each official communication directed by the corporation commission, or any state bank examiner, to any bank, or to any officer thereof, relating to an examination or investigation conducted or made by the banking department of the corporation commission, or containing suggestions or recommendations as to the enduct of the bank shall, if required by the authority submitting same, be submitted by the officer or director receiving it, to the executive committee or board of directors of such bank and duly noted in the minutes of such meeting. The receipt and submission of such notice to the executive committee or board of directors shall be certified to the corporation commission within such time as it may require, by three members of such committee or board. 1921, c. 4, s. 69. 283. Books, records, etc., corporation commission may prescribe. Whenever in its judgment it may appear to be advisable, the corporation commission may issue such rules, instructions, and regulations prescribing the manner of keeping books, accounts, and records of banks as will tend to produce uniformity in the books, accounts, and records of banks of the same class. 1921, c. 4, s. 70. 284. Reserve, when below legal requirement. When the reserve of any bank falls below the amount required by law, it shall not make new loans or discounts, otherwise than by discounting or purchasing bills of exchange, payable at sight or on demand, nor make dividends of its profits until the reserve required by law is restored. The corporation commission shall require any bank whose reserve falls below the amount herein required immediately to make good such reserve. In case the bank fails for thirty days thereafter to make good its reserve, the corporation commission may forthwith take possession of the property and business of such bank until its affairs be adjusted or finally liquidated as provided for in this act. 1921, c. 4, s. 71. ART. 8. BANK EXAMINERS. 285. Bank examiners, appointed by corporation commission. The corporation commission, for the purpose of carrying out the provisions of this act, shall appoint from time to time a chief state bank examiner, such state bank examiners, assistant state bank examiners, clerks, and stenographers as may be necessary to make a thorough examination of and into the affairs of every bank doing business under this act, as often as the commission may deem necessary, and at least once each year. The corporation commission may at any time remove any person appointed by it under this act. 1921, c. 4, s. 72. 286. Bank examiners, duties, and powers. It shall be the duty of the examiners to verify all reports made to the corporation commission by the officers and directors, members, or individuals conducting any banking institution, as required by this act or by the corporation commission. The officers of every bank shall submit and surrender its books, assets, papers, and concerns to the examiners appointed under this act, who shall retain the custody and possession of such books, assets, papers, and concerns for such length of time as may be required for the purpose of making an examination as required by this act. If any officer shall refuse to surrender the books, assets, papers, and concerns as herein provided, or shall refuse to be examined under oath touching the affairs of such bank, the said examiner may forthwith take possession of the property and business of the bank and liquidate its affairs in accordance with the provisions of this act. 1921, c. 4, s. 73. 287. Officers and employees, removal of. The corporation commission shall have the right, and is hereby empowered, to require the immediate removal from office of any officer, director, or employee of any bank doing business under this, act, who shall be found to be dishonest, incompetent, or reckless in the management of the affairs of the bank, or who persistently violates the laws of this state or the lawful orders, instructions, and regulations issued by the corporation commission. 1921, c. 4, s. 74. 288. Examiners may administer oath. For the purpose of making examinations as required by this act, any duly appointed examiner may administer oaths to examine any officer, director, agent, employee, customer, depositor, shareholder of such bank, or any other person or persons, touching its affairs and business. Any examiner may summons in writing any officer, director, agent, employee, customer, depositor, shareholder, or any person or persons resident of this state to appear before him and testify in relation thereto. 1921, c. 4, s. 75. 289. Examiners may make arrest. When it shall appear to any examiner, by examination or otherwise, that any officer, agent, employee, director, stockholder, or owner of any bank has been guilty of a violation of the criminal laws of this state relating to banks, it shall be his duty, and he is hereby empowered to hold and detain such person or persons until a warrant can be procured for his arrest; and for such purposes such examiner shall have and possess all the powers of peace officers of such county, and may make arrest without warrant for past offenses. Upon report of his action to the corporation commission, it may direct the release of the person or persons so held, or, if in its judgment such person or persons should be prosecuted, the commission shall cause the solicitor of the judicial district in which such detention is had to be promptly notified, and the action. against such person or persons shall be continued a reasonable time to enable the solicitor to be present at the trial. 1921, c. 4, s. 76. 290. Annual examination. One examination each year shall be designated the annual examination, and for such examination, or any special examination, the bank shall pay into the office of the corporation commission an examination fee not in excess of the following: Banks having total resources of not more than one hundred thousand dollars ($100,000), twenty dollars ($20); those having total resources of more than one hundred thousand dollars ($100,000) and not over two hundred thousand dollars ($200,000), twenty-eight dollars ($28); those having total resources of more than two hundred thousand dollars ($200,000) and not over three hundred thousand dollars ($300,000), thirtytwo dollars ($32); those having total resources of more than three hundred thousand dollars ($300,000) and not over four hundred thousand dollars ($400,000), thirty-six dollars ($36); those having total resources of more than four hundred thousand dollars ($400,000) and not more than five hundred thousand dollars ($500,000), forty dollars ($40); those having total resources of more than five hundred thousand dollars ($500,000) and not more than seven hundred and fifty thousand dollars ($750,000), fortyeight dollars ($48); those having total resources of more than seven hundred and fifty thousand dollars ($750,000) and not more than one million dollars ($1,000,000), sixty dollars ($60), plus three dollars ($3) for each one hundred thousand dollars ($100,000) and fraction thereof until its resources reach five million dollars ($5,000,000), and then two dollars ($2) for each additional one hundred thousand dollars ($100,000) and fraction thereof. All examinations made, other than those designated annual examinations, shall be deemed to be special examinations. In addition to the examination fees required to be paid, the banks under examination shall pay the expenses incurred by the examiners, which expenses may be prorated among the several banks of the state upon such a basis as may in the opinion of the corporation commission appear to be equitable and fair. For services performed for any bank other than examinations, the corporation commission may make such charge as in its opinion is fair and just. The corporation commission shall fix the compensation to be paid to the chief state bank examiner, state bank examiners, assistant state bank examiners, clerks, and stenographers employed in the banking department of the commission. The total compensation of said examiners, clerks, and stenographers shall not exceed in any one year the total fees and expenses collected under the provisions of this act. 1921, c. 4, s. 77. 291. Examiners shall make report. Examiners shall make a full and detailed report in writing to the corporation commission of the condition of each bank within ten days after each and every examination made by them. 1921, c. 4, s. 78. ART. 9. PENALTIES. 292. Examiner making false report. If any bank examiner shall knowingly and willfully make any false or fraudulent report of the condition of any bank, which shall have been examined by him, with the intent to aid or abet the officers, owners, or agents of such bank in continuing to operate an insolvent bank, or if any such examiner shall keep or accept any bribe or gratuity given for the purpose of inducing him not to file any report of examination of any bank made by him, or shall neglect to make an examination of any bank by reason of having received or accepted any bribe or gratuity, he shall be guilty of a felony, and on conviction thereof shall be imprisoned in the state's prison for not. less than four months nor more than ten years. 1921, c. 4, s. 79. 293. Examiners disclosing confidential information. If any bank examiner or other employee of the banking department of the corporation commission fails to keep secret the facts and information obtained in the course of an examination of a bank, excepts when the public duty of such examiner or employee requires him to report upon or take official action regarding affairs of such bank, he shall be guilty of a misdemeanor, and upon conviction thereof shall be fined not more than five hundred dollars or imprisoned not more than twelve months, or both, in the discretion of the court. Nothing in this section shall prevent the proper exchange of information with the representatives of the banking departments of other states, with the federal reserve bank or national bank examiners, or other authorities, with the creditors of such bank or others with whom a proper exchange of information is wise or necessary, or with the clearing-house officials and examiners. 1921, c. 4, s. 80. 294. Bank, unauthorized use of the word. No corporation shall hereafter be chartered under the laws of this state with the words "bank," "banking," "banker," or "trust" as a part of its name except corporations reporting to the corporation commission and under its supervision, or under the supervision of the Insur |