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African American entrepreneurs African American families African American households African American women annual annual percentage rate assets Association average bachelor’s Balanced fund bank beneﬁts Black Black Entertainment Television broker capital CHART College Color of Money Corporate cost credit cards credit report creditor debt deﬁne DEGREES OFFERED District Ofﬁce dividends dollars dream economic equity EXPENSES family’s Fannie Mae Federal ﬁnancial planner ﬁnancial planning ﬁnancing ﬁnd ﬁrm ﬁrst ﬁve goal govemment income increase inﬂation Insurance Company insurance policy investment clubs investors leam loan magazine master’s ment Money magazine Money’s monthly mortgage mutual funds NASDAQ payment Peachtree Street percent portfolio premium proﬁt purchase real estate Regional Administrator retum Room room/board savings secure sell seller shares small business Smart Money Moves speciﬁc start-up stock market Street successful term insurance tuition wealth wealth-building worth