Credit Card Interest Rate Ceiling and Disclosure: Hearing Before the Subcommittee on Consumer Affairs and Coinage of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One-hundredth Congress, First Session, on H.R. 78; H.R. 244; H.R. 515; H.R. 1086; and H.R. 1584, March 18, 1987 |
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advertising American Bankers Association American Express annual fee annual percentage rate availability bank card bank credit card card holders card interest rates cardholders cards issued cash advances ceiling on credit Chairman ANNUNZIO charge card competition Congress consumer credit COSENTINO cost of funds credit card accounts credit card applications credit card cost credit card disclosure credit card industry credit card interest credit card issuers credit card market credit card operations credit card plans credit card rates credit plan creditor customers disclose disclosure bill disclosure legislation disclosure requirements discount rate Discover Card effect Federal Reserve finance charges Frank Annunzio grace period HILER Illinois imposed increase interest rate ceilings Lending Act limited loans mail solicitations March 18 MasterCard offer open-end credit percent periodic rate prime rate purchases rate cap regulations require disclosure Roth Schumer bill statement sumer take-one Thank transaction Truth in Lending